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Coronavirus Car Deals: 5 Kia Models With 0% Financing and Why You Should Buy Them

kia soal 2021 o percent financing jpg Cars.com illustration by Paul Dolan

Kia, like many other automakers, is taking steps to bolster sales in the face of the ongoing COVID-19 coronavirus pandemic. In addition to offering qualifying customers who finance via Kia Motors Finance up to 120 days’ deferral of their first payment, existing Kia Motors Finance customers who purchased a vehicle prior to March 14 “and who are providing care for themselves or a member of their household resulting from the current global health crisis and are temporarily not able to work” can qualify for up to three separate 30-day payment deferrals. On top of all that, a selection of new Kias are available with 0% percent APR financing.

Related: Should I Buy a Car During the Coronavirus Pandemic?

Shop the 2020 Kia Telluride near you

Used
2020 Kia Telluride LX
82,838 mi.
$21,900
Used
2020 Kia Telluride S
103,092 mi.
$21,987

Unfortunately, two of Kia’s newest models — the Telluride three-row SUV and Seltos subcompact SUV — are not part of this financing offer, though Kia is offering $199-per-month leases on the Seltos and $309-per-month leases on the Telluride. Of the qualifying models — the 2019 Forte and Niro Plug-In Hybrid and EV, and the 2020 Forte, Optima (all powertrain variants), Sedona, Sorento, Soul, Sportage and Stinger — here are five we recommend:

1. 2019-20 Kia Forte

kia forte 2020 01 angle  exterior  front  red  textures and patterns jpg 2020 Kia Forte | Manufacturer image

The Forte is a competent compact sedan, and the previous generation nearly unseated the Honda Civic in our segment-wide comparison test. It underwent a redesign for the 2019 model year that updated the styling to a more Stinger-inspired look and added an updated automatic transmission. For 2020, Kia added the GT and GT-Line trims. But if your budget is smaller, or if the current economic situation requires a bit more financial belt-tightening, a 2019 may be your best bet.

Shop the 2019 Kia Forte near you

Used
2019 Kia Forte S
127,340 mi.
$10,286 $559 price drop
Used
2019 Kia Forte S
81,186 mi.
$12,629

2. 2020 Kia Optima

kia optima 2020 01 exterior  profile  white jpg 2020 Kia Optima | Manufacturer image

Like the Forte, the Optima may not be the best overall in its class — mid-size sedans — but it is a solid value proposition. The Optima offers a roomy cabin, a robust list of standard safety features and a very user-friendly infotainment system. It’s also one of two vehicles on this list that has a redesign coming for the 2021 model year, so deals beyond just low financing may be available as dealers look to clear inventory ahead of the next generation’s arrival.

Shop the 2020 Kia Optima near you

Used
2020 Kia Optima LX
104,278 mi.
$12,557
Used
2020 Kia Optima LX
67,041 mi.
$15,250 $200 price drop

3. 2020 Kia Sorento

kia sorento 2020 01 angle  exterior  front  grey jpg 2020 Kia Sorento | Manufacturer image

Here’s another vehicle with a pending redesign, which was announced virtually during what would’ve been the 2020 Geneva International Motor Show. The Sorento shares many similarities with the Hyundai Santa Fe, which won our most recent mid-size SUV comparison test. Like the Optima, the Sorento was already a strong value proposition before its pending redesign. It also comes with the same easy-to-use infotainment system that includes standard Apple CarPlay and Android Auto.

Shop the 2020 Kia Sorento near you

Used
2020 Kia Sorento EX
106,466 mi.
$17,191 $633 price drop
Used
2020 Kia Sorento EX
110,260 mi.
$15,045

4. 2020 Kia Stinger

kia stinger 2020 01 angle  dynamic  exterior  rear  red jpg 2020 Kia Stinger | Manufacturer image

Stingers, for whatever reason, aren’t selling as well as Kia likely had hoped, and there are already lots of deals to be had for a shopper looking for something a little more fun. With an available (and potent) twin-turbocharged 3.3-liter V-6 producing 365 horsepower, the roomy Stinger is an able and affordable grand tourer. Plus, you can get one with a really cool-looking orange paint color. Take advantage of slow sales and dealers’ desire to move vehicles sitting on the lot for too long, now with the potential for excellent financing.

Shop the 2019 Kia Stinger near you

Used
2019 Kia Stinger Base
69,604 mi.
$17,045
Used
2019 Kia Stinger GT2
46,622 mi.
$30,985

5. 2020 Kia Soul

kia soul x line 2020 07 angle  exterior  grey  rear jpg 2020 Kia Soul | Cars.com photo by Brian Wong

Last on our list — but perhaps first in our hearts — the 2020 Soul was a finalist for our Best of 2020 award. Offering a fun and funky combination of hatchback utility and respectable driving chops, the Soul may be your next vehicular soul mate. You could even get two, like this couple:

Shop the 2020 Kia Soul near you

Used
2020 Kia Soul S
23,383 mi.
$16,087 $948 price drop
Used
2020 Kia Soul LX
85,006 mi.
$11,600

Cars.com’s Editorial department is your source for automotive news and reviews. In line with Cars.com’s long-standing ethics policy, editors and reviewers don’t accept gifts or free trips from automakers. The Editorial department is independent of Cars.com’s advertising, sales and sponsored content departments.

Road Test Editor
Brian Normile

Road Test Editor Brian Normile joined the automotive industry and Cars.com in 2013, and he became part of the Editorial staff in 2014. Brian spent his childhood devouring every car magazine he got his hands on — not literally, eventually — and now reviews and tests vehicles to help consumers make informed choices. Someday, Brian hopes to learn what to do with his hands when he’s reviewing a car on camera. He would daily-drive an Alfa Romeo 4C if he could.

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