By Kiah Treece

An extended car warranty for a high-mileage vehicle is a vehicle service contract that covers mechanical breakdowns after vehicles surpass the 100,000-mile mark on the odometer. 

With rising auto prices, it’s no surprise people are holding onto cars longer. The average age of cars in the U.S. was 12.8 years as of  2025, according to S&P Global Mobility. However, the repairs for older cars can be expensive, which can make an extended warranty particularly useful.

Extended car warranties help protect your car if key components get damaged or break down over time. The best extended car warranties for high-mileage vehicles protect a car’s most critical components long after 100,000 miles. Read on to learn about the best extended warranty companies for high-mileage vehicles, plus how extended car warranties work, pricing and coverage options.

Key Takeaways

• Top extended warranty companies for high-mileage vehicles include Endurance and CarShield.
• Vehicle warranties for high-mileage cars range between $60 and $230 per month. 
• Extended warranties can help with the cost of repairs if major components break down, including the engine or transmission. 

Best Extended Car Warranties for High-Mileage Vehicles of 2026

• Endurance — Best Overall
• CarShield — Best for Customized Plans
• American Dream Auto Protect — Best for 24/7 Assistance
• Carchex — Best for Pricing Transparency

If you have an older or high-mileage vehicle, and extended warranty can provide peace of mind. To help you find the right plan for your car, we identified top car warranties for high-mileage vehicles based on their eligibility requirements, coverages and customer satisfaction ratings: 

Company	Maximum Mileage	Maximum Vehicle Age
Endurance	Unlimited	20 years
CarShield	300,000	30 years
American Dream Auto Protect	200,000	20 years
Carchex	Not listed	25 years

Best Overall: Endurance

Pros	Cons
Unlimited mileage option available	Cars must be 20 years old or newer to be eligible for coverage
Nationwide network of over 3,500 certified repair shops and dealerships	30-day waiting period before coverage starts
Salvage and rebuilt title coverage available	Online quotes may not be available

HIGHLIGHTS

Number of plans offered:	Three
Highest mileage limit:	No mileage limit, but cars must be 20 years old or newer
Roadside assistance?:	Yes
Additional features:	Large network of repair facilities through RepairPal; direct administrator of most plans; no middleman needed

Why we chose it: Endurance has no stated mileage limit, making it an excellent option if you have a car with more than 200,000 miles, though the car must be 20 years old or newer.

Established in 2006, Endurance has an impressive track record of serving warranty customers, having paid over $300 million in claims. The company specializes in comprehensive protection plans designed to save you money from costly auto repairs. The approval process is quick, typically taking just 48 hours. Endurance warranties allow vehicles to be serviced at a large network of repair facilities through RepairPal. Options are available with mileage limits, and coverage is available for cars up to 20 years old.

To enhance the customer experience, Endurance offers an online customer service portal to access coverage details more easily. Additionally, the company has a mobile app, allowing for easy policy review, roadside assistance requests and direct communication with customer service.

Endurance offers the following coverage plans:

• Secure Plus: Designed for cost-conscious drivers, this plan covers major components of older vehicles, providing comprehensive protection for cars or trucks.
• Superior: With high-level component coverage, including electrical system coverage, the Superior Plan also offers the option to add coverage for key electrical components that can break down over time.
• Supreme: The Supreme Plan is Endurance’s premium offering and provides extensive coverage for almost all systems and components in your vehicle. It even includes seals and gaskets, similar to the manufacturer’s warranty that accompanies a new car.

For California residents, Endurance also offers three mechanical breakdown insurance plans, adding an extra layer of protection for eligible vehicles.

Read our full Endurance review.

Best for Customized Plans: CarShield

Pros	Cons
Seven basic plans	Some negative reviews online
Plans can be customized	Coverage not available in California
24/7 roadside assistance	Warranties aren’t always transferable

HIGHLIGHTS

Number of plans offered:	Seven
Highest mileage limit:	300,000
Roadside assistance?	Yes
Additional features:	Dedicated coverage option for motorcycles and all-terrain vehicles

Why we chose it: CarShield offers seven different warranty plans you can customize to protect your car for up to 300,000 miles.

CarShield, established in 2005, has protected over 2 million vehicles with its lineup of extended warranty options. The company strongly emphasizes customer service and has processed over $1 billion in customer claims.

If you need service, CarShield also offers the ability to choose your own mechanic, access to courtesy towing services, round-the-clock roadside assistance and, in some plans, reimbursement for rental cars. Vehicles with less than 300,000 miles are eligible for coverage.

CarShield provides a variety of protection plans to choose from:

• Aluminum: This plan offers targeted coverage for certain electrical and computer-related issues and vehicle components.
• Silver: The Silver plan covers vital components in your vehicle, including lubricated engine parts, the water pump and the transmission — all items that can wear out in high-mileage cars.
• Gold Select: Best for high-mileage vehicles, this option covers the engine, transmission, water pump, alternator, starter, air-conditioning system and power window motors.
• Platinum: Specifically designed for higher-mileage vehicles, the Platinum plan offers comprehensive coverage for components including for the engine, starter, transmission and water pump.
• Diamond: With coverage comparable to a manufacturer’s warranty, the Diamond plan provides the highest level of protection, encompassing everything from the engine to the fuel pump.
• Motorcycle and ATV: This specialized plan is tailored for motorcycles and ATVs, offering comprehensive coverage for parts and components specific to these types of vehicles.
• Electric Vehicle: You can also purchase a service contract tailored to fully electric vehicles. The plan covers specific components within the electric drive unit, electrical system, battery pack and other systems.

Note: CarShield is the subject of a $10 million settlement with the Federal Trade Commission in connection with alleged deceptive advertising and violation of the Telemarketing Sales Rule.

Read our full CarShield review.

Best for 24/7 Assistance: American Dream Auto Protect

Pros	Cons
Coverage offered for farm vehicles and ride-share vehicles	Vehicles from before 2005 typically can’t be covered
Claims approved in as little as 48 hours	Autopay required
24/7 customer support	Contract renewal process unclear

HIGHLIGHTS

Number of plans offered:	Three
Highest mileage limit:	None, but car must be from 2000 or newer
Roadside assistance?	Yes
Additional features:	Choose from over 50,000 ASE-certified mechanics; 24/7 support

Why we chose it: American Dream Auto Protect offers flexible warranty plans that are also available for ride-share vehicles and farm vehicles. 

American Dream Auto Protect offers three levels of extended warranty plans that include 24/7 roadside assistance and customer service. As with many extended car warranty providers, you can transfer most American Dream plans if you sell your car. If you choose to cancel coverage during the waiting period, a full refund is available. 

In addition to flexible coverage, American Dream offers special plans for unique needs — like using your car on a farm or for ride-sharing. According to the company, claims are typically approved within 48 hours, making repairs less daunting. If you’re considering American Dream Auto Protect, start by consulting with a service representative, then customize your plan and sign an agreement.

American Dream Auto Protect offers the following three plans:

• Silver: American Dream’s most basic plan, Silver covers vital components like the engine, cooling system and transmission.
• Gold: This powertrain plan provides extensive coverage for major vehicle components, including the engine, transmission and steering system.
• Platinum: The top-tier Platinum plan covers the most robust list of components, such as the engine, transmission, cooling system, brakes, suspension, fuel delivery, seals and gaskets, and more.

Best for Pricing Transparency: Carchex

Pros	Cons
More than 30,000 repair facilities nationwide	Mileage limitations not listed online
Straightforward claims process	30-day waiting period before coverage starts
Roadside towing and rental car benefits simplify breakdowns	Warranties serviced by a third party

HIGHLIGHTS

Number of plans offered:	Five
Highest mileage limit:	Not specified, but over 100,000
Roadside assistance?:	Yes
Additional features:	Towing, rental car and trip interruption benefits

Why we chose it: Carchex has relatively transparent pricing for the industry and offers plans starting at just $99 per month. 

Carchex is an established extended warranty provider that’s been in business since 2004. The company was initially founded as a mobile vehicle inspection company and now offers comprehensive vehicle inspections, auto insurance and auto warranties. Carchex also holds accreditation with the Better Business Bureau and holds an A+ rating.

Carchex ensures accessibility and affordability by offering flexible monthly payment plans and customizable warranty options. Additional services include towing assistance, rental car reimbursement, trip interruption coverage and gas delivery.

Carchex presents the following warranty plans:

• Bronze: This option offers more affordable coverage for crucial systems, like the engine and transmission.
• Silver: The Silver plan covers major systems, above and beyond your car’s powertrain. You can pay for coverage upfront or on a monthly basis.
• Gold: A plan for vehicles with more than 60,000 miles on them with up to 10 years of coverage. This plan includes coverage for all systems in the Silver plan plus brake systems and steering pumps. 
• Platinum: Platinum includes stated component coverage for all major systems.
• Titanium: This plan offers Carchex’s most comprehensive coverage, offering breakdown protection similar to a manufacturer’s warranty with some variations.

Read our full Carchex review.

Understanding Extended Warranties for High-Mileage Vehicles

An extended vehicle warranty is a type of protection plan you can purchase after your original manufacturer’s warranty runs out. Extended warranties offer protection against the often-expensive cost of vehicle repairs. As the name suggests, a high-mileage extended warranty is specifically designed for vehicles with higher mileage. These warranties consider the increased potential breakdowns that comes with higher mileage and provide coverage for components more likely to experience issues in older vehicles.

The key distinction between a regular extended warranty and a high-mileage extended warranty lies in the specific coverage and terms offered. High-mileage vehicle protection plans are tailored to address the unique needs and potential risks associated with older vehicles that have accumulated significant mileage. They often provide coverage for components that are more prone to wear and are at a higher risk of failure due to the vehicle’s age and usage patterns.

High-mileage extended warranties often have higher mileage limits and may limit coverage to components that are the least likely to need an expensive repair. While these policies can help protect against costly repairs that may arise due to the age and usage of the vehicle, it’s important to carefully consider whether a warranty is worth the cost. 

For example, if your vehicle has more than 100,000 miles on its odometer, you’ll have more trouble finding a policy because you’re more likely to experience a breakdown. However, you might also only plan to have your vehicle for a few more years, reducing the usefulness of your warranty protection. Think about the amount of time you plan to keep your vehicle and any remaining payments you have on the vehicle before deciding if a warranty is worth it.

How Much Do Extended Warranties for Cars Over 100,000 Miles Cost?

We found that vehicles with 100,000 to 150,000 miles on their odometer can expect to pay between $60 and $230 per month for extended warranty coverage. This means you should expect to pay between $1,000 and $4,200 on a 36-month coverage term (paying for 18 months) for an extended warranty on a vehicle with more than 100,000 miles.

As you put more mileage on your vehicle, the likelihood of needing a repair goes up, increasing the price you’ll pay for your warranty. This difference is reflected in the higher average rates charged for used vehicles than those for standard extended warranties. For used cars with fewer than 100,000 miles on the odometer, extended warranties typically cost between $75 and $200 per month.

Are Extended Warranties Worth It for High-Mileage Vehicles?

Extended warranties are often worth the cost for high-mileage vehicles, as these cars and trucks are usually the most likely to need expensive repairs. According to data from Kelley Blue Book, these are the average cost of common repairs:

Issue	Average cost to correct
Alternator replacement	$754.07-$849.96
Brake pad and rotor replacement	$548.65-$629.04
Fuel injector replacement	$1,127.30-$1,250.84
Power steering pump replacement	$844.11-$943.19
Starter replacement	$744.90-$837.83
Source: Kelley Blue Book data

To put those numbers in perspective, consider this: If your warranty is $100 per month ($3,600 over three years), you’d need just two or three repairs to justify the cost. 

If you’d have trouble covering the cost of a major repair for your vehicle, an extended warranty may be worth it. If you want coverage but haven’t found the right fit, consider what the best used car warranty companies have to offer.

Which Cars Get You to 100,000 Miles?

If you’re shopping for a new vehicle, you can save money on future repairs and replacement costs by opting for models that regularly make it beyond the 100,000-mile mark. The following vehicles are some of the top options if you want longevity when selecting your next vehicle purchase. 

Car model	Approx. percentage of units that reach 250,000 miles
Toyota Tundra	36.6%
Toyota Sequoia	36.4%
Toyota 4Runner	26.8%
Toyota Tacoma	26.7%
Toyota Highlander Hybrid	25.9%

When it comes to longevity, going bigger can be better; most of the top models expected to perform for more than 250,000 miles were trucks and SUVs. Toyota was the top producer of long-lasting vehicles, occupying six of the top 10 spots (the other four were all Lexus vehicles, which falls under Toyota Motor Corp.), according to the iSeeCars 2025 vehicle longevity survey.

Extended Warranty Vs. Manufacturer Extended Warranty 

You have the option of buying a manufacturer extended warranty plan or a vehicle service contract through a third party. Though similar, there are some key differences to keep in mind. 

Manufacturer extended warranty

Some car manufacturers, such as Ford and GM, offer extended service contracts for when the factory warranty expires. You can purchase these warranties through a dealership or directly from the car’s manufacturer. With a manufacturer-offered plan, all repairs are made with genuine parts from the manufacturer, and you’re backed by the reputation and dependability of the automaker.  

However, plans must be purchased within the time and mileage restrictions of a new vehicle warranty. For example, Ford vehicles must be under 3 years old and have fewer than 36,000 miles, so older used cars are not eligible. 

Third-party extended warranty

Third-party extended warranties are available through companies like Endurance or CarShield. These vehicle service contracts offer more flexibility, and they’re available for older cars with high odometer readings. However, coverage options, customer service and exclusions vary by company. 

How to Choose an Extended Warranty for a High-Mileage Vehicle 

Selecting the right extended warranty for a high-mileage vehicle doesn’t need to be difficult. Follow these steps to choose the best extended warranty for a high-mileage vehicle: 

Evaluate coverage options

Start by considering the level of coverage you need from an extended warranty. What’s covered by an extended car warranty depends on the provider and plan. Every extended warranty provider chooses individual components to include under coverage on each plan, so what the warranty covers can vary widely by vehicle component. It can be helpful to create a list of the parts you need warranty coverage for before searching for warranty coverage.

If your vehicle has had breakdowns, you can use this data for guidance when selecting a warranty provider. If your current vehicle hasn’t experienced a breakdown, research common problems that come with your car’s make and model so you can ensure associated components are covered repairs under the warranty plan.

Determine mileage coverage limits

Most extended warranty providers limit the total number of miles that can be on your vehicle’s odometer to qualify for coverage. This limit varies depending on the company you’re requesting a policy from. While some companies, like Endurance, don’t impose an upper mileage cap on policyholders, other limitations may be as low as 50,000 miles. 

As the owner of a high-mileage vehicle, you’ll want to write down your vehicle’s mileage before shopping for online policies. This will help you quickly narrow down providers offering coverage your vehicle qualifies for. Having your vehicle identification number handy can also help collect personalized quotes. 

Get multiple quotes

After identifying a few providers that might work for your needs, get a quote from each extended warranty option. Remember that each extended warranty provider uses its own qualification criteria for underwriting, so, it’s possible to get the exact same warranty from five different insurance providers at five totally different price points. 

Keep written records of all estimates before choosing where to buy warranty coverage. If you must get a quote over the phone, ask that the representative send you your estimate via email as soon as you hang up. Keeping written records of offers from warranty providers doesn’t only help jog your memory — it can also give you leverage to negotiate with other warranty providers to get the best price. 

Read reviews 

Once you collect quotes from a few providers, you might have an idea of which companies you’re most likely to consider buying a policy from. Check out reviews of each provider on third-party websites like the BBB and Trustpilot before finalizing your coverage choice. 

Take a look at previous customer reviews to get a better idea of what you’re likely to experience should you run into an issue after purchasing a warranty. Note common themes in customer reviews, especially if they relate to a lack of payment or difficulty getting through to claims representatives. 

Consider additional perks and benefits

Some extended warranty providers offer additional perks and benefits in their plans. In some cases, these benefits add extra value unique to your situation, pushing one warranty provider ahead of the competition. 

For example, a common extended warranty feature is complementary 24/7 roadside assistance. If you’re the parent of a teen driver looking for extra protection and peace of mind, an extended warranty can be the ideal option. Don’t be afraid to ask your representative what additional perks and benefits it can offer beyond the company’s advertised deals, as some representatives may have flexibility in offering discounts. 

Read the terms and conditions

It’s crucial to read the terms and conditions of a vehicle warranty before making a purchase. Thoroughly reading terms allows you to fully understand the coverage, limitations and obligations associated with the warranty. Doing so can also ensure that the price you pay for the warranty aligns with the benefits. 

Most complaints related to car warranty companies originate because the warranty company did not fulfill a claim. In many cases, the company’s defense to these types of complaints was that its terms and conditions excluded the repair from coverage. By reading the terms of your warranty and comparing them to other options on the market, you’re less likely to end up in a situation where you’re paying for coverage that you cannot use. 

When reviewing your warranty coverage, pay particular attention to the sections on exclusions and limitations. Most vehicle warranty companies limit the types of damage that you can use your benefits on, with collisions and theft being common exclusions. Be sure the terms and conditions of coverage fully fit your needs before enrolling in a plan and paying your first premium. 

You should also record the name and number of the representative who assisted you in finalizing policy details. This ensures that you have a direct line of contact if you have a question about your policy’s coverage or need to dispute a claim denial. 

Extended Car Warranties for High-Mileage Vehicles FAQ

Can you get an extended warranty on a high-mileage car?

You can get an extended warranty on a high-mileage car. Many companies like Endurance don’t put upper limits on mileage for new warranty customers, meaning you can purchase policies even if your car has upwards of 100,000 miles on it. However, warranty prices increase with mileage, meaning that warranties may become prohibitively expensive as your car nears the end of its useful life. 

Does CarShield cover cars over 10 years old?

Yes, CarShield offers coverage options for vehicles over 10 years old; you can get quotes for vehicles with model years of 1995 or newer. However, specific age limits may vary depending on the make and model of your vehicle, as well as the mileage on the car itself. 

Are extended warranties worth it for high-mileage cars?

An extended warranty can be worth it for high-mileage cars because vehicles that have been on the road for a longer period are more likely to break down or need expensive parts replacements. The warranty can offset repairs costs. However, the actual value of your warranty will vary depending on how long you plan to keep your high-mileage vehicle. If you think you might replace your ride within the next 36 months, a warranty might not be worth the price.

Can you get an extended warranty on a car with over 100,000 miles?

Yes, you can get an extended warranty for a car with over 100,000 miles, but options may be limited. Many third-party car warranty providers specialize in high-mileage vehicles, offering coverage for major car repairs. Be sure to compare plans, check exclusions and consider the car’s condition to determine if the warranty is worth the investment.

Methodology

To identify the top extended warranty company for high-mileage vehicles, we evaluated companies based on the following: 

• Vehicle eligibility requirements
• Coverage options
• Pricing
• Customer reviews. 

We prioritized companies that accepted cars with more than 100,000 miles and offered additional benefits, such as roadside assistance or rental car reimbursement.