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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
cars
for sale
near
Panama City, FL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.






Used
2019 Buick Cascada Premium






Used
2017 Cadillac ATS 2.0L Turbo Luxury






Used
2023 Chrysler 300 Touring
Vehicle information
Features
Reviews
John Kilroy was open and honest and answered all our
John Kilroy was open and honest and answered all our questions, his service was excellent. He kept us informed and was very professional. Would highly recommend him as a service representative.
I have be driving Chrysler products since 1968.
I have be driving Chrysler products since 1968. This is my second Chrysler 300 and I love it. It is big enough, comfortable, and gets good mileage. Couldn’t ask for more.






Used
2021 INFINITI QX80 PREMIUM SELECT
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Reviews
Toyota RAV4 purchase
I recently bought a car from Panama City Toyota. The experience was effortless. Nathan L., the salesman, was super professional. No pressure at all. Veronica and Roland were also very professional to work with. I applaud Nathan's charisma and honesty throughout the process. I would recommend Nathan as a salesman to anyone.
I love this vehicle
I am so pleased with this truck and this is the 3rd one that I have purchased from this same dealership. The staff really went far and beyond to find me the exact model that I want.






Used
2023 Toyota Camry SE
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Reviews
John Nicholson is AN AWESOME salesperson
We picked our 2023 4-Runner today. He takes pride in finding the right vehicle for your needs! This is one of many we have bought through John T Panama City Toyota. John deserves 10 STARS!! Service is also great at this dealership Roger B & Kate D
I purchased 2018 White Camry SE with 8-speed
I purchased 2018 White Camry SE with 8-speed transmission, with 36,000 miles on in May 2019. Now has 163,000 miles on it and still runs perfect. Everyone thinks it has turbo in it and that is because I use gear shift of course love the 8- speed transmission. Have no problems passing people. When I use cruise control at 69 mph have got around 41-43 mpg. Only issue had with my car was first year was a vacuum line staying open at times and it caused my car use more gas. Noticed the rpm guage wasn't dropping at times it was staying around 2 rpm instead dropping.. Took it to the dealership and that was the issue. Since then My car hasn't failed me at all!! Had for almost 6 yrs now and still love it!! I have been looking at getting Toyota Rava 4 but I keep going back to the 2021-2023 Toyota Camry SE of course White which to me is the prettiest and sharpest looking one. This is becaue I like to have little suv love have Tacome but I be looking at Camry SE. Lol.. This is a Nice looking , riding and very dependable car!! Thank You For My Toyota!!




Used
2021 Toyota Tacoma SR5
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Reviews
The local touch works at Toyota!
John Nicholson worked his rear off to find the car my son was looking for, let us know it was there and then get us into and address any issues we had. Troy Lassiter got us through the paperwork in a flash, that was unexpected and nice and we were out of there with a new (to him) car for my son!
My 2010 had 317,000 miles when I bought my 2021.
My 2010 had 317,000 miles when I bought my 2021. I absolutely love the changes that toyota has made. My 2021 is a perfect truck for comfort and reliability.






Used
2023 Honda Civic Sport
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Reviews
I had to pleasure of working will Alice in sales and Will
I had to pleasure of working will Alice in sales and Will in finance. Alice is an absolute rockstar when it comes to helping customers find their perfect vehicle. With a keen eye for detail, a deep knowledge of the inventory, and a genuine passion for helping people, she makes the car-buying experience enjoyable and stress-free. Whether you're unsure about which model suits your needs or need expert advice on features and options, Alice takes the time to listen and guide you to the best choice. Her friendly demeanor and dedication to customer satisfaction make her an invaluable part of the Auto Ford Nation team. If you're in the market for a new ride, Alice is the person you want by your side! Will, the finance expert, is nothing short of exceptional. With a deep understanding of financing options and a commitment to helping customers secure the best deals, he makes the car-buying process smooth and stress-free. Whether you're looking for low-interest rates, flexible payment plans, or guidance on credit approvals, Will goes above and beyond to ensure every customer drives away satisfied. His professionalism, honesty, and dedication set him apart, making him a trusted resource for anyone navigating the financial side of purchasing a vehicle. If you're shopping at Auto Ford Nation, Will is the guy you want in your finance corner!
A car that looks good and save gas now in days!
After changing jobs and having to drive 100 miles round trip, I decided to buy the 2023 Honda Civic, I think it was the best decision of my life, not only does it save me a lot of gas but it looks spectacular on the outside and not to mention The interior is simply perfect with a lot of space, like any criticism there are negative points such as the sound system which in my opinion lacks power to be able to listen to your favorite songs at full volume, another point that I would like to highlight is that it lacks entry to the car without having to use your remote control even my 2011 grand cherokee has it, in a general perspective it seems like a good car for price, safety and appearance, it has been my first honda and I think I will continue with the tradition of continuing to buy this model for a long time






Used
2019 Chevrolet Silverado 1500 RST
Vehicle information
Features
Reviews
We had a great buying experience with Larry and Will who
We had a great buying experience with Larry and Will who were both very patient with my husband who is experiencing memory loss. We were also grateful for Larry's thoughtfulness of providing us we a full tank of gas and 'upgraded' floor mats.
Thumbs up
Since I've owned it, so far so good. I like my truck and I appreciate it everyday. A little bit of shaking in the steering at high speeds but I'm not concerned with it. Overall, pretty great.






Used
2019 Kia Sorento EX
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Reviews
My first new car
I had a great experience with Panama City Toyota. Every team member I engaged with was friendly and helpful. Mr. Nicholson helped me purchase my very first brand new vehicle, answered all my questions and walked me through the whole process from start to finish. I would definitely do business with again. Thank you!
Good value for the money
Bought in September 2019, before the pandemic and before the chip shortage for $25900.00 . Now have 65700 miles with no trouble. If you want a reasonable reliable SUV this is it. American made in West Point , GA. Built by non union workers so you will not get the junk the United Auto Workers Union builds. Always use synthetic oil, change every 8-10 thousand miles. Yokohama tires it came with only lasted 40,000 miles. Have Cooper tires on all my autos now, great wearing tires.






Used
2021 Subaru Outback Premium
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Reviews
So I bought a ‘21 Outback premium with 30k miles and have
So I bought a ‘21 Outback premium with 30k miles and have already put 6K more on it. Here is my honest review: if you want a fast car don’t get the 2.5 non turbo- that being said it is adequate for myself and get great gas mileage. The interior is good- I have the spec with cloth heated seats and they are comfortable and the cabin feels nice- has some cheap parts but I knew what I was buying. The infotainment is frustrating at times- auto start stop is a pain in the butt- but the infotainment itself isn’t bad with good sound and good responsiveness. The apple CarPlay will lag and be finicky at times but nothing terrible. As for drive quality it is a smooth ride and I don’t have any real complaints yet. Like I had mentioned if you want a car that is going to be fast- this engine and transmission will not do that for you. Overall I am happy so far with my purchase and feel as though I made a sensible decision when choosing this over some of its competition (I was looking at the VW Tiguan and and Mazda cx5)






Used
2020 Nissan Altima 2.5 Platinum
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Reviews
Nathan took us patiently through the process of buying
Nathan took us patiently through the process of buying our new Highlander. He is very processional and answered all of our questions. I highly recommend Nathan!
I love my low mileage CPO 2020 Altima SV fully loaded
I love my low mileage CPO 2020 Altima SV fully loaded well maintained car with only 23K miles. Car gets excellent gas mileage and nice pick up. Beautiful beige protected seat and stony blue metallic with paint protection. Take care of your vehicle and your vehicle will take care of you. Replace CVT fluid every 30K and regular tire or oil changes you will be fine. I’ve had two other Nissans with CVTS with no issues.






Used
2023 Nissan Rogue SV
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Features
Reviews
I’m very happy with my 2023 Nissan Rogue.
I’m very happy with my 2023 Nissan Rogue. It’s smooth, efficient, and has a sleek design. The cabin is spacious and packed with helpful features. It feels safe and reliable every time I’m behind the wheel. It’s a great all-around SUV.






Used
2020 Subaru Outback Touring
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Features
Reviews
Dependable and problem free
Best vehicle I have ever owned. Dependable, safe, comfortable ride, great fit & finish and responsive and overall excellent quality. No problems in 48,000 miles.






Used
2024 Nissan Altima 2.5 SR
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Features
Reviews
Amazing customer service an overall amazing experience
Amazing customer service an overall amazing experience with excellent attention to detail from beginning to end!
Great mileage and very nice interior.
Great mileage and very nice interior. Lotsa stuff but sadly only drivers window is auto. Wheels are terrible. They look great but very hard to clean. Good trunk space and nice seats. Having problems with backup camera it looks very foggy. Had it back to dealer twice, no luck. No CD player.. big downgrade.






Used
2023 Hyundai SANTA FE SEL
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Reviews
We bought a new Sportage at Gilbert Kia.
We bought a new Sportage at Gilbert Kia. The entire process was excellent. We had a great salesman. A great selection of cars to choose from. Knowledgeable staff. Are salesman took the time to listen to what it is we needed and what it is we wanted. He gave us all kinds of options. He asked us about our preferences. He walked us through or was available on the lot and what we could order online. The entire process is relaxing and amazingly efficient. I would strongly recommend this dealership anytime you're interested in a new car.
Cannot reach under the console, Blindspot on the
Cannot reach under the console, Blindspot on the passenger side and seats are not very comfortable. Otherwise, the car is a very nice car and has decent pick up power for just the four-cylinder.






Used
2022 Toyota Camry SE
Vehicle information
Features
Reviews
If you work with MARK in the service department the job
If you work with MARK in the service department the job is. Done to the highest standards Mark really tries to help you get the best price and is. Really truthful
Exceptional value car
One of the best cars I've had actually got more than what I was expecting, great car reliable nice looking one of the safest cars






Used
2017 Ford F-150 XLT
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Features
Reviews
Answered all my questions.
Answered all my questions. Very knowledgeable. My car was done at the time they told me. Everything went very smooth. Stressless procedure. The best service experience that I had.
This truck is bulletproof.
This truck is bulletproof. Good ride, good handling more than adequate power, on the noisy side. A great vehicle for work or general driving. Thumbs up






Used
2017 Honda Accord EX-L w/Navigation & Honda Sensing
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Reviews
Bought a new car from them in less than three hours.
Bought a new car from them in less than three hours. Everything was super easy and everyone was very nice and knowledgeable. Pulled the car out of the showroom to test drive.
Honda makes the most reliable cars on the planet.
I’m glad I got my first car back from the 1994 Honda accord Black coupe to a 2017 Honda Accord Black coupe. I only had my first car 2 months.






Used
2019 Nissan Rogue S
Vehicle information
Features
Reviews
I was traveling out of state and had an emergency with my
I was traveling out of state and had an emergency with my car, VW Panama did everything they could and kept me updated so I could enjoy my trip and fixed my car in a timely manner!
Very sharp
I am very pleased with my Rogue. It is a 2019 that I purchased with 13K. I think the styling is very good and the interior is roomy. I'm 6' and my brother is 6-2 and we both have plenty of headroom in the front or the back. The turning radius is very good. Only downside (which I don't care about) is the acceleration is only mediocre. Overall, highly recommended.






Used
2022 Alfa Romeo Stelvio Sprint
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Features
Reviews
Best place to buy!
I have bought over ten cars from these guys. The prices are fair and they are honest. I will never buy a car from anyone else. Trust me and shop here first. If you didn't buy here you paid too much.
Alfa Romeo Stelvio
Great looking and driving car. Comfortable yet performance driven. Stands out amongst all others. Best vehicle in segment I have driven. Absolutely love this car.






Used
2018 Audi Q5 2.0T Prestige
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Reviews
Thanks Guys!!
Thanks guys; made everything soo easy from start to finish. Love our new ride. Will be coming back in the near future and doing business again.
Q5 2018 satisfaction review
Very smooth comfortable ride. I have a Q5 2018 and so far no problem. Never thought I will get used to driving a SUV since my last car was an A6 which I kept for 13 years.






Used
2022 RAM 1500 Big Horn/Lone Star
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Features
Reviews
Best Deals Hands Down
Best deals hands down. These guys are easy to deal with. Appreciate it fellas. Will come back and send everyone I know to come do business here.
I bought mine used.
I bought mine used. It had about 40k miles on it. I got a steal of a deal price wise. That being said. It drives smooth. Has all the power i need to haul and tow for work and life. Also plenty of room for hauling around family. I have had no complaints. It’s everything i was looking for in a vehicle. Ironically it is not the color I normally would buy. But even my particular wife loves the color and looks combination. She drives it as much as I do. I can’t say the same about her car. But, i am not a huge car person. One final thing. I am thoroughly impressed with the fuel consumption. Would recommend this vehicle (the big horn edition) to anyone.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
Cars under $40,000 in Panama City, FL by make
-
Toyota under $40,000 in Panama City, FL
2 Great Deals out of 57 listings starting at $9,999
-
Ford under $40,000 in Panama City, FL
5 Great Deals out of 54 listings starting at $7,950
-
Nissan under $40,000 in Panama City, FL
1 Great Deal out of 30 listings starting at $8,853
-
Hyundai under $40,000 in Panama City, FL
22 listings starting at $9,950
-
Kia under $40,000 in Panama City, FL
3 Great Deals out of 22 listings starting at $7,950
-
Honda under $40,000 in Panama City, FL
1 Great Deal out of 21 listings starting at $3,999
Find great prices by city
-
Cars under $40,000 in Springfield, FL
31 Great Deals out of 306 listings starting at $3,999
-
Cars under $40,000 in Cedar Grove, FL
31 Great Deals out of 306 listings starting at $3,999
-
Cars under $40,000 in Lynn Haven, FL
31 Great Deals out of 306 listings starting at $3,999
-
Cars under $40,000 in Parker, FL
32 Great Deals out of 307 listings starting at $3,999
-
Cars under $40,000 in Callaway, FL
32 Great Deals out of 307 listings starting at $3,999
-
Cars under $40,000 in Pretty Bayou, FL
31 Great Deals out of 306 listings starting at $3,999
-
Cars under $40,000 in Tyndall AFB, FL
32 Great Deals out of 307 listings starting at $3,999
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Cars under $40,000 in Upper Grand Lagoon, FL
32 Great Deals out of 307 listings starting at $3,999
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Cars under $40,000 in Lower Grand Lagoon, FL
31 Great Deals out of 305 listings starting at $3,999
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Cars under $40,000 in Panama City Beach, FL
33 Great Deals out of 310 listings starting at $3,999
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Cars under $40,000 in Mexico Beach, FL
22 Great Deals out of 270 listings starting at $7,950
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Cars under $40,000 in Laguna Beach, FL
33 Great Deals out of 310 listings starting at $3,999
Find great prices on used cars in Panama City, FL
Used cars by body style and price
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