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Used Lexus NX 350 SUVs for sale near Collingswood, NJ

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9 matches 30 miles from 08107
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Grecian Water
Int. color: Rich Cream
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-speed automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: UF25325A
VIN: 2T2GGCEZ9RC051711

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Reviews

Delaware Cadillac, Subaru, Kia review

A most wonderful place to do business with.

Went in for a repair on my Cadillac and it was done on time car washed and vacuumed and everybody at Cadillac service is well trained and a proper attitude to help the client

2024 Lexus NX 350 Premium review

2024 NX 350 F Sport is a great ride.

2024 NX 350 F Sport has some great options I didn't know I'd ever need. Being able to customize just about everything is great. The Lexus system itself is easy to use but takes getting used to coming from a 2019 Jeep Compass Sport. Heads-up display, the large display screen is great, although I will say the climate controls are a bit awkward to use. It's easy enough to turn off, but turning it on is another issue. The safety features are awesome, from not being able to open the driver door if traffic is coming from behind to the lane assist, I am super happy with it. The F Sport has some giddy-up that is no joke, there are settings you can utilize; Eco, Normal, Sport, and Sport +. Each one has its advantages and disadvantages, but all are top-notch. The interior has a beautiful, sleek design that screams luxury. The only thing it is missing is the panoramic sunroof I am used to. That being said, I am very happy with my purchase.

Vehicle information

Ext. color: Redline
Int. color: Hazel
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: C39609M
VIN: JTJGGCEZ4N2003690

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

CarShop Mt. Holly review

Completely on line shopping fun 🤩 Car Shop Deliver

From start to finish they helped me with every speed bump they delivered on time the people I met were above and beyond from the dealership to the online sales having it delivered was fast and fun experience I love my new SUV they also shipped 5 hours away to me perfect 🤩 job team Car Shop Car 🚘

2022 Lexus NX 350 Premium review

Good Car

I bought a 2022_NX 350. Rides great. Seats are really comfortable. My only complaint is that it requires premium gas and I've asked why many times. I've learned most of what I know on my own.

Vehicle information

Ext. color: Cloudburst Gray
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I4 16V PDI DOHC Turbo
Stock #: B4622
VIN: 2T2GGCEZ3PC025926

Features

Convenience: Adaptive Cruise Control, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Apollo Auto Sales review

Mario is professional and knows what he’s doing.

Mario is professional and knows what he’s doing. If you ever need a car he’ll make it happen. Come and see him

2023 Lexus NX 350 Premium review

Awesome tri county Lexus… love my car,

Vincent Antignan at tri county Lexus was an awesome salesman.. friendly, not pushy, knowledgeable, caring and efficient! The Dealership is clean, close to the house

Vehicle information

Ext. color: Redline
Int. color: Cream
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I4 16V PDI DOHC Turbo
Stock #: 106246
VIN: JTJGGCEZ6N2002590

Features

Convenience: Adaptive Cruise Control, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Car Revolution of Maple Shade review

AZ Sales Manager was easy to work with and helped is get

AZ Sales Manager was easy to work with and helped is get the best deal to suit our needs.

2022 Lexus NX 350 Premium review

They need to get up to speed with accessories

August 14, 2022 The only things that I am disappointed with the 2022 NX 350 are: 1) Software issues with CarPlay. 2) Luggage racks that came three months after purchase. 3) Purchase of tow package with car but no tow hitch accessory available through Lexus. The latter is most offensive in that Lexus built in a tow package, with an associated cost, into my car but there is not a tow hitch available to use. If a tow package is offered, and is purchased, Lexus should assure the customer that they can attach a tow hitch!

Vehicle information

Ext. color: Cloudburst Gray
Int. color: Black
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I4 16V PDI DOHC Turbo
Stock #: D250767A
VIN: JTJAGCEZ9N5000935

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Euro Motorcars Devon review

Always a great experience.

Always a great experience. Jay was excellent from end to end with my service experience

2022 Lexus NX 350 NX 350 review

Yes to the NX, look at Mazda also

I traded in my Mercedes ML350 for this. Mainly because gas prices are exploding and wanted something safe and more affordable. The NX250 does not require prem. gas and drives amazing. If you are looking, I would check out the Mazda as well, but you get a lot for the Lexus base model minus a moonroof which should be standard. I have had a 2003 RX and 2009 RX both same size as the 2022 NX. Love the new touch screens, but you will find that with every other car brand for much less. If you want luxury, this is the car to buy. Beautiful.

Vehicle information

Ext. color: Caviar
Int. color: Dark Rose
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: W2196P
VIN: 2T2GGCEZ0NC015657

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Reviews

Thompson Lexus Willow Grove review

Great service, knowledgeable in the vehicles, speedy

Great service, knowledgeable in the vehicles, speedy purchase desk. Entire staff pleasant to deal with

2022 Lexus NX 350 Premium review

Awesome dealership

I like that the new model is a little bigger. It drives like the luxury vehicle that it is and handles very well. Hugs tight turns and accelerates very quickly. Interior is very comfortable. Yes it’s true that the new technology had a few kinks but I believe that’s been fixed. As far as your car not recognizing you when you get in, it has to be in park to load. Simply hit settings on your display and touch your name. Although the cost increased considerably for the 2022’s so has everything else increased in price. I do love the paint and new design . In the sun it looks like a sparkly gold pearl. I have had it for only 4 weeks but loving it. I also can’t begin to say enough about the amazing customer service at Germain Lexus of Naples. Every staff member is friendly and happy and so ready to help. From my sales person, Paul to the technology tech Tyler, my service advisors Rick and Lori, and finance guy Steve. The absolute best!!!!

Vehicle information

Ext. color: Ultrasonic Blue Mica 2.0
Int. color: Flare Red
Drivetrain: All-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: RU002852
VIN: 2T2KGCEZ7NC002852

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Lexus of Wilmington review

Stopped in to check out a white on black IS 350 AWD.

Stopped in to check out a white on black IS 350 AWD. Anthony M Esquivel was the salesman that took care of me and answered all the questions I had about the car. Ask for Anthony as your salesman if you pop into Lexus of Wilmington.

2022 Lexus NX 350 350 F SPORT Handling review

Recommend with reservations

With reservations: The car looks great and drives well. I think it is overpriced compared to other cars with similar features. I was given written information on licensing that was incorrect and required a significant amount of time to correct. Additionally, the infotainment LCD is not always intuitive and can't always provide the features I'd prefer.

Vehicle information

Ext. color: Eminent White Pearl
Int. color: Rioja Red
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: W2213P
VIN: JTJGGCEZ7R2017363

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Reviews

Thompson Lexus Willow Grove review

Very happy with their attention to detail.

Very happy with their attention to detail. They took their time showing and explaining everything we needed. Had a very comfortable Test Drive

2024 Lexus NX 350 Premium review

Second NX owned: much improved and great SUV.

Second NX I’ve owned. My ‘17 NX200 had zero issues the 5 years I owned it. The ‘24 NX 350 FSport has everything I want and some things I didn’t know I would enjoy. I appreciate the upgraded engine and 275hp. The programmable “custom” settings is something I was surprised to have. Besides Sport and Eco mode, you can program the vehicle to where the steering and suspension is tight but you have normal throttle/shift points. The upgraded stereo is plenty loud although the “hey Lexus” infotainment is slow and still kind of clunky, albeit better than the old platform. The associated Lexus app is user friendly, and the credit card key replacing the key fob is a subtle but welcome change: one less thing to carry. Overall it is a fantastic vehicle and has aggressive lines and adequate performance that I thing rivals anything in its class. Couple that with Toyota reliability and you have a winner. Certainly worth looking at it, I’d contend worth the purchase.

Vehicle information

Ext. color: Caviar
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: Intercooled Turbo Premium Unleaded I-4 2.4 L/146
Stock #: 83752A
VIN: 2T2GGCEZ3RC039666

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate, Remote Start
Entertainment: Bluetooth®, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Team Toyota of Glen Mills review

Excellent Car Buying Experience

I bought a 2023 Toyota 4 Runner SR5 on 12/23/22. My salesman was Jeremy Wood. Jeremy was professional, knowledgeable & on point. No nonsense or pressure & he made my buying experience a pleasure. Good job & well done!

2024 Lexus NX 350 Premium review

Legendary Lexus comfort and handling.

It's a wonderful automobile. legendary Lexus comfort and handling and a pleasure to drive. The price point is no longer a bargain, but it's worth the cost.

There are additional matching cars outside your search area.

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Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

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Vehicle information

Ext. color: Atomic Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: R2A0292
VIN: 2T2GGCEZ1SC065205

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Atomic Silver
Int. color: Red
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I4 16V PDI DOHC Turbo
Stock #: 225U108
VIN: 2T2KGCEZ4RC059936

Features

Convenience: Adaptive Cruise Control, Navigation System, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Eminent White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: 26A9931A
VIN: 2T2GGCEZ0RC053024

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: 0223
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: 88352
VIN: 2T2GGCEZ2RC060072

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Silver
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.4L I4 16V PDI DOHC Turbo
Stock #: WA18036
VIN: 2T2AGCEZ7NC011112

Features

Convenience: Adaptive Cruise Control, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Atomic Silver
Int. color: Dark Rose
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, Dual VVT-i variable valve
Stock #: CP3225
VIN: 2T2GGCEZ0PC029061

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Redline
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, Dual VVT-i variable valve
Stock #: 52857
VIN: 2T2KGCEZ5PC028773

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Nori
Int. color: Hazel
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: N2004807
VIN: JTJGGCEZ4N2004807

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: CELESTIAL BLUE
Int. color: Macadamia
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: R2A0290
VIN: 2T2GGCEZ3SC065206

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Grecian Water
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 port/direct injection, DOHC, variable valve control, in
Stock #: SC069108
VIN: 2T2GGCEZ1SC069108

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat
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Lexus NX 350 prices by year

Model year Prices from Deals
2025 Lexus NX 350 $47,840

About the Lexus NX 350

FAQs

How much does the Lexus NX 350 cost?

The Lexus NX 350 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the NX 350 is $42,733, with pricing starting at $29,988.

What is the MPG of the Lexus NX 350?

The Lexus NX 350 with traditional internal combustion engine offers up to 22 MPG city and 29 MPG highway for a combined rating of 25 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

What are some similar vehicles and competitors of the Lexus NX 350?

The Lexus NX 350 compares to and/or competes against the following vehicles:


What trim levels are available for the Lexus NX 350?

The Lexus NX 350 is available in the following trim levels:

What model years are available for the Lexus NX 350?

Available model years for Lexus NX 350 inventory range from 2022 to 2025.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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