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Used Lexus LS 430 for sale near Bradenton, FL

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77 matches All miles from 34206
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Rear-wheel Drive
MPG: 18-25.0
Fuel type: Gasoline
Transmission: Auto
Engine: 4.3l V8 MPI Dohc 4.3l
Stock #: 5448
VIN: JTHBN30FX10036374

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Swerve Auto LLC review

Best decision

Searched high and low for a nice vehicle for months. I visited tens of car lots and God just did not see fit for me to purchase from them. Either they jacked the prices up tremendously from what the vehicle was actually worth or when you would start the car, it had several code lights on. I took my time and I found swerve auto. Listen, when I spoke with Zach over the telephone, he was very confident in his vehicles and stood behind them in a way that made me want to come and see for myself. When I arrived to his lot, not only did he have great cars, trucks and SUV’s, but the prices was reasonable asking price to pay cash for. Zach was so nice and professional! All of his vehicles were cleaned up immaculately, I was afraid that I was over budget for the suv that I really wanted. Listen, Zach made a way for me to take my dream car home and listen it’s mine!! He was so passionate about making sure that I was happy, It was unbelievable. My truck was so clean it looked as if no one even ever drove it. Miles were low and again, the price was fair. I will definitely carry swerve auto’s card and info in my glove box because if and when I ever need anything else, I wouldn’t feel comfortable going to anyone but him. Awesome!!

2001 Lexus LS 430 Base review

Luxury LS430 Style!

We own a 2001 Lexus LS 430 and it’s a great, reliable car! Not a race car, but luxurious, fun and a great value! A good amount of bang for your buck!

Vehicle information

Ext. color: Briarwood Pearl
Int. color: Ecru
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 4.3L V8 32V MPFI DOHC
Stock #: A021730A
VIN: JTHBN36F850179935

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Honda of Ocala review

Great buying experience from beginning to end.

Great buying experience from beginning to end. Excellent service and knowledge. Best deal made with our salesperson Mike Lehman. The price was right, perfect! Finance personnel Dan and Gary were great.

2005 Lexus LS 430 review

200,000 miles and still not broken in

My dad bought his 2005 lexus ls430 with about 1000 miles on it. He drove it up to around 90,000 miles where he gave it to me. I currently have 200,000 miles on it and it runs like new. He has owned about 5 cars since than and still says this is the best car he ever owned. Besides the toyota land cruiser, this may be the most reliable car ever made.

Vehicle information

Ext. color: Crystal White
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 019071
VIN: JTHBN36F655019071

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

AlwaysSold123 review

Amazing Cars!

Amazing Cars! For Amazing People! Must see the website and each car has video walk-around!

2005 Lexus LS 430 Base review

The Best

I owned a 99 LS400 prior to my 430. After driving the 99 I was sold and had to have another LS. I literally have never driven anything that drives like the LS. The comfort smooth ride is unreal. I plan on getting at least 500k miles or more. LS from now on.

Vehicle information

Ext. color: Silver Or Aluminum
Int. color: Grey
Drivetrain: Rear-wheel Drive
MPG: 18-25.0
Fuel type: Gasoline
Transmission: Auto
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 2048
VIN: JTHBN36F265046852

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2006 Lexus LS 430 Base review

I assumed the hype was a bit over the top, I had high

I assumed the hype was a bit over the top, I had high expectations and it still exceeded those expectations by many magnitude. The LS430 is as good as a car gets, and feels much more luxurious then many new BMW’s or Mercedes all while being dependable. Not much more you can ask for

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 4.3L V8 32V MPFI DOHC
Stock #: 85013697
VIN: JTHBN36F350181530

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Prestige Motorworks LLC review

Very nice people!

Very nice people!! Nice dealing with them they worked with us though the hole process

2005 Lexus LS 430 review

LS430 #1

I have owned well over 30 cars in my lifetime at age 57. The 2001-2006 Lexus LS430 was and is the best car ever built in my opinion, I have owned now three LS430's, I have bought the newer models LS460 and even two LS500's and I kept wanting my LS430 ride duplicated and never could. NEWER is not BETTER! Just read these reviews Time after Time everyone, BEST ride,Best Quality Best Best Best....

Vehicle information

Ext. color: Black Onyx
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic
Engine: 4.3L V8 SMPI DOHC
Stock #: P2876
VIN: JTHBN36F865050341

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Streamline Auto Outlet review

Just bought a really nice truck and had the best

Just bought a really nice truck and had the best experience with Robby the owner. Couldn’t recommend them any higher. Went above and beyond to make a good fair deal. And they stand on their word and proactively pursue your business, in a professional manner, never felt that “car dealer” stereotype with them. They never fed me a load of crap and we’re straight shooting. And even went above and beyond by fixing small cosmetic issues and doing everything in their power to make sure i received a truck that will last me a good long while. Thank you Stream Line, most importantly big respect to Robby to building a strong company and solid reputation!

2006 Lexus LS 430 Base review

The2004.. 2005…2006.. LS 430 is one fine car.

No doubt one of the finest cars I have ever owned. And I have owned many since the 80s from small to large Luxury. This car ranks tops in reliability. It rides very quiet and handles the road well. I do like the softer 70s through 90s car seats, however. But it’s better than about any other luxury car of that decade. I’m at 125,000 original miles presently and I’m buying another LS 430 —2006 model year. Mine is a 2005 and I will keep it. I do not like the new Lexus nor any other cars. And no new Lexus is rated as well as the 430 from 04-06. 05-06 the best. Lexus peaked during these years and then with the 460 they went downhill fast, but still better than most other luxury cars. Then they came up some in reliability but they have never managed the reliability and quality of the 430 and I believe the future will prove that I am right because it already is beginning to do so now…. the 430 was the best that Lexus has ever made. Better than Honda on reliability, too.

Vehicle information

Ext. color: Pearl
Int. color: Grey
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 146945B
VIN: JTHBN36F240146945

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Consumer Auto Sales review

Shawn Haynes made it easy purchasing my vehicles I went

Shawn Haynes made it easy purchasing my vehicles I went to get one and left with two , Shawn keep all of his words through out the whole process. I knw he need a raise , he is the best one, patience, honest, respectful, loyal save man

2004 Lexus LS 430 Base review

FANTASTIC VEHICLE

IVE HAD MANY CARS IN THE 50 PLUS YEARS I HAVE BEEN DRIVING, BUT THIS LS 430 IS THE VERY BEST---HANDS DOWN. I WOULD RECOMMEND THE 2004 LEXUS LS430 TO ANYONE .

Vehicle information

Ext. color: Crystal White
Int. color: Ecru
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 22091
VIN: JTHBN36F955027939

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2005 Lexus LS 430 Base review

Best car I’ve ever owned at 326,000 miles & great!

I bought my 2005 LS 430 ultra lux new. I have 326,000 miles on it and it still purrs like a kitten. The servicing is fantastic but not cheap. I have to say that it’s the best car I’ve ever had! I think back then I paid approximately $75k.

Vehicle information

Ext. color: Millennium Silver Metallic
Int. color: Ecru
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 20088844STK
VIN: JTHBN30F420088844

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2002 Lexus LS 430 Base review

450,000 MILES AND COUNTING.

BROUGHT MY 2001 MODEL OF THE LS 430 in 2010 with 100k...drove for over 13 years. I do my own oil change for the last 10 years...use regular oil don't use synthetic...for it will leak more. Also, I have been using regular gas for the last 12 years...milage is still great (20 local, 25 on hwy)...never change timing belt yet....starter die on 2012 ($600, parts and labor)...right now I just reach 450,000 miles....hoping to make it to 1/2 million mark....will buy another one once my die.

Vehicle information

Ext. color: Tan
Int. color: Tan
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 55016883STK
VIN: JTHBN36F855016883

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Chicago Motor Credit review

Very friendly and efficient place.

Very friendly and efficient place. They made a stressful process so easy. I am happy that I decided to go with Chicago Motor Credit.

2005 Lexus LS 430 Base review

Best car ever

Great car, smooth ride and power when needed. Really almost any Lexus IS great. You looking for a great car this is the type of car you want

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 5-Speed A/T
Engine: 290.0HP 4.3L 8 Cylinder Engine Gasoline Fuel
VIN: JTHBN30FX10019638

Features

Convenience: Adaptive Cruise Control, Heated Seats, Navigation System, Power Folding Mirrors, Power Liftgate
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

2001 Lexus LS 430 Base review

Lexus LS 430 Ultra Luxury

I own a 2001 Lexus LS430 Ultra Luxury.It is the best vehicle ever built.175,000 miles on it and it runs great."What An Awesome Vehicle" Rides Great,Very Reliable,& Dependable.

Vehicle information

Ext. color: Mercury Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 11625
VIN: JTHBN36F665037958

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Direct Auto Team review

Very helpful getting information about the vehicle I was

Very helpful getting information about the vehicle I was interested in. Responsed in a very timely manner.

2006 Lexus LS 430 Base review

Best car ever made?

We bought a 2002 Ultra for our mom in 2006 with 30k miles. It has been the most trouble and hassle free car with amazing attention to detail, technology and engineering. The online forums provide very helpful tips - especially for so it yourselfers - and help keep the car relevant. We updated the lenses, puddle lights with the Lexus logo, lighting, and back up camera as additional safety features. Car had massage seats, heated and cooled, incredible audio, laser guided cruise control, with many additional limousine options. This level of quality will never be reached again due to modern production techniques. The cukture on the production floor at Lexus during the late 90s and early 2000s was truly magical. And it shows.

Vehicle information

Ext. color: Black Onyx
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 3P5217
VIN: JTHBN36F740165961

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Dahl Ford of Onalaska review

2023 F150 Lease

I have purchased and leased several vehicles over the past 20 years from this dealership and have always been satisfied with the attention, fairness and thoroughness of the process, from all involed in the process.

2004 Lexus LS 430 Base review

Best car ever

I have owned over 200 cars and the LS 430 is the absolute best car ever made, period. It has it all in style, performance, comfort and handling. A supreme automobile

Vehicle information

Ext. color: Gray
Int. color: Ivory
Drivetrain: Rear-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: 5-Speed Automatic with Overdrive
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: PT30120086
VIN: JTHBN30F530120086

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

McDonald Nissan review

My wife and I came in looking to get a larger suv for our

My wife and I came in looking to get a larger suv for our growing family. We were interested in the new Armada and Joe, Rich and there team took amazing care of us and treated us like family. They answered every questions we had and made the numbers work for us. Thank you so much!

2003 Lexus LS 430 Base review

Most reliable

This car met all my needs, drives in comfort, very reliable . Excellent on long trips saves energy, good on gas for v8, plenty of power.

Vehicle information

Ext. color: Mercury Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 17048
VIN: JTHBN36F365038744

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Ultimate Autoline review

Excellent customer service

Mahjid the owner and associates went above and beyond. Excellent customer service experience. Very helpful very informative and very kind. Thank you! Sincerely; Terry Cadillac CTS

2006 Lexus LS 430 Base review

Absolutely awesome

I served 28 years in the military with 16 years overseas, I retired and spent 18 years in the automobile business. I’ve owned over 75 vehiclesincluding Mercedes, Cadillacs, Acuras, Checker Marathon and Lexus Ls430. I’ve driven every car on the market up to 2017. Newer vehicles have made major improvements for longevity, dependability and reliability. I’m a stickler for appearance, performance and functionality. There is no vehicle on the road (bar none) that satisfies at the level of the Lexus LS 430. Think Four Seasons hotel or British Airways first class section...Lexus LS 430 is that impressive. I now own a 2006 Lexus LS in Moonlight Pearl with Parchment interior. The smooth, quiet and powerful engine has 44,800 actual miles. The window sticker in 2005/2006 on this model bumped $60,000. That’s without the overwhelming extra technology on vehicle’s today. That price was based on quality resulting from a billion dollar development cost by Toyota. Today the Lexus LS 430 is over $100,000 absence the pleasures of driving the 06 model. When I get a new Lexus loaner car while servicing mine I can’t wait to get mine parked back in my garage. There are fewer and fewer of these cars up for sale yet they still “ring the bell” in asking price. Don’t be cheap about cost with this LS 430 generations, they’ve earned their value in years of proven success. I see these on-line with over 300,000 miles on them still bringing $10,000. My advice is find a one or two owner unit with fair miles and pay up...it’s darn well worth it!

Vehicle information

Ext. color: Blue Onyx Pearl
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 6053210
VIN: JTHBN36F865053210

Features

Convenience: Cooled Seats, Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Corwin Ford Reno review

Chris was very helpful and got me taken care of!

Chris was very helpful and got me taken care of! highly recommend Chris for your next purchase!

2006 Lexus LS 430 Base review

The best luxury car

I bought this car as a cheap "get around" car. Paid $12k cash all in for a 14-year-old vehicle with 78k miles. My expectations were low. However, I have quickly fallen in love with this vehicle. Everything about it is amazing, and honestly, the technology is up to par with the newest models on the road. I can say with certainty I'll be buying another Lexus LS series in the future. If you can get your hands on an older model, definitely consider purchasing it.

Vehicle information

Ext. color: Mercury Metallic
Int. color: Silver
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 1714
VIN: JTHBN36F455027590

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Speedy Car Sales review

"Best Dealer Hands Down " I bought couple car for me and

"Best Dealer Hands Down " I bought couple car for me and my family from Speedy Car Sales . It was the best cars buying experience ever. Mike & Ellie so educated and always says, "Customer always first" and also He always put himself in customer side to do best for them.they have really nice cars priced great. I will definitely buy another car here.i love that they provide the Carfax vehicle history online and put price on window of each car.Great quality cars and awesome staff. We searched high and low for a quality vehicle at an affordable price. Not only did I find it at "Speedy Car Sale " but we found quality customer service to go along with it. Mike and Ellie were patient, took the time and answered all our questions and concerns and has been a pleasure to work with before and after the sale and that is very hard to find in the car dealership industry. They are running a quality business with integrity & honesty. I highly recommend " Speedy Car Sales " 2134 Fulton Avenue Sacramento CA 95825

Vehicle information

Ext. color: Black Onyx
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 1162
VIN: JTHBN30F120059981

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2002 Lexus LS 430 Base review

VALUE?? VALUE?? Absolutely INCREDIBLE DRIVER !!

I was able to stumble upon this 2002, original owner, garage kept, south Florida Lexus w 120k miles that looks and drives as it did when it drove off the dealers lot in 2002.

Vehicle information

Ext. color: Crystal White
Int. color: Ivory
Drivetrain: Rear-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: V100908
VIN: JTHBN30F930100908

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Seattle Finest Motors review

Responsive, attentive, and flexible.

Responsive, attentive, and flexible. Works through all options to come to the best fit financially for us. Satisfying experience from a dealership that clearly aspires to be Seattle's Finest Auto Dealership.

2003 Lexus LS 430 Base review

4th Lexus purchase.

Beautiful clean automobile for the age of it. Three vehicles were purchased @ Hendrix Lexus in Huntersville. My 3 year old granddaughter enjoys this car.

About the Lexus LS 430

FAQs

How much does the Lexus LS 430 cost?

The Lexus LS 430 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the LS 430 is $9,989, with pricing starting at $800.

What are some similar vehicles and competitors of the Lexus LS 430?

The Lexus LS 430 compares to and/or competes against the following vehicles:


What trim levels are available for the Lexus LS 430?

The Lexus LS 430 is available in the following trim levels:

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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