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New and used 2025 BMW X1 SUVs for sale near Lyons, IL

Filters 5 Year Trim Model Price & payment Make Mileage Body style Ext. color All filters
130 matches 30 miles from 60534
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Est. $400 /mo*
Down Payment
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Months
72
APR
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2025 BMW X1 xDrive28i

9,437 mi.
$41,977 $600 price drop
Bill Jacobs BMW
(5,879 reviews)
Naperville, IL
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New

2025 BMW X1 xDrive28i

$50,280
Bill Jacobs BMW
(5,879 reviews)
Naperville, IL

Vehicle information

Ext. color: Mineral White Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: S5329971
VIN: WBX73EF0XS5329971

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Laurel BMW of Westmont review

Laurel BMW of Westmont always meets my expectations, they

Laurel BMW of Westmont always meets my expectations, they go above and beyond to meet all of my needs! Definitely recommending this service center to all my BMW friends!

Vehicle information

Ext. color: Cape York Green Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: S5164358
VIN: WBX73EF01S5164358

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Laurel BMW of Westmont review

I love my Laurel BMW dealership.

I love my Laurel BMW dealership. However, I cannot review the quality of repairs on this new car because I had a major complete shutdown of my system last Wednesday. This is why my brand new X7 was towed (after waiting over 2 hours for your SOS to get a tow truck to me - I was only 10 minutes from my dealer). Apparently my car needed a complete reprogramming of the computer system that runs my car. Seems to be fine now but leaves me feeling very unsure of the car and the intense amount of computerized systems in it. Not a secure feeling since this shutdown came with absolutely no warning. Very grateful I was not on the freeway.

Vehicle information

Ext. color: San Remo Green Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B24095
VIN: WBX73EF06S5273561

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

McGrath BMW of Elmhurst review

Great customer service!

Great customer service! A little bit pricey but that’s the price of owning a BMW.

Vehicle information

Ext. color: Alpine White
Int. color: Mocha
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B24143
VIN: WBX73EF03S5280998

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

McGrath BMW of Elmhurst review

Service was what you want from a brand like BMW!

Service was what you want from a brand like BMW! Joel was great to work with.

Vehicle information

Ext. color: Space Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B24166
VIN: WBX73EF06S5297603

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

McGrath BMW of Elmhurst review

Always thorough, polite and I like how the give you a

Always thorough, polite and I like how the give you a video link explaining what’s been done!

Vehicle information

Ext. color: Storm Bay Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B24167
VIN: WBX73EF00S5288119

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

McGrath BMW of Elmhurst review

Always very professional and friendly.

Always very professional and friendly. They go above and beyond to give you the best service

Vehicle information

Ext. color: Alpine White
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: B47702
VIN: WBX73EF05S5281330

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perillo BMW review

New car Bmw X6

My sales person Sebastian was so helpful and went all out for me. I left with the biggest smile on my face ...... Thank you!

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: B46773
VIN: WBX73EF03S5053469

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perillo BMW review

Great Dealership Experience

I knew what I wanted, and had some specific and unique criteria that I was looking for in my BMW build, and Alan Sahagian was great to work with. He was very prompt, professional, and searched far and wide to locate a vehicle that we were able to do a deal on. Very seamless and non adversarial in coming to an agreement.

Vehicle information

Ext. color: San Remo Green Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: B47127
VIN: WBX73EF04S5144718

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perillo BMW review

Great service with Solange, nice lady and efficient .

Great service with Solange, nice lady and efficient . No pushing. I love my car adquisición.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: B47934
VIN: WBX73EF09S5130412

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perillo BMW review

Just bought a M550i with Michael Fezatte being the sales

Just bought a M550i with Michael Fezatte being the sales person and he was the overall reason i got the car too on top giving me a great deal and lots of help overall. Best experience working with all the staff at the dealership. Thank you!!!

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: AWD
MPG: 23-31
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: B47936
VIN: WBX13EF07S5348080

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate
Entertainment: Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Perillo BMW review

Awesome experience!

Awesome experience! Best customer service EVER! I highly recommend Perillo MBW Chicago! Very Professional Service!

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: BF5074
VIN: WBX73EF08S5122043

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

BMW of Orland Park review

Exceptional experience.

Exceptional experience. The entire staff is professional, courteous, knowledgeable, and efficient. Service is always completed in a timely manner. As an added bonus the technician sends a live video to the customer as he is performing the vehicle’s diagnostics.

Vehicle information

Ext. color: Mineral White Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: 18938P
VIN: WBX73EF02S5083384

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Bill Jacobs BMW review

My recent purchase at Bill Jacobs made one of my least

My recent purchase at Bill Jacobs made one of my least favorite things to do a very pleasant experience. My Client Advisor, Kevin, was a true Professional throughout the whole process. I had very specific requirements for my purchase and it took some time to find the right fit. Kevin handle the process patiently with no pressure, which is huge in my book. End result was putting me in the perfect vehicle! Thanks Kevin! Nice work! Keep it going!

Vehicle information

Ext. color: Space Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B46100
VIN: WBX73EF06S5202411

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Bill Jacobs BMW review

Everything was fantastic.

Everything was fantastic. Jeff in service is the best! Everyone was extremely courteous, professional and knowledgeable. I will be bringing my car and my wife?s X5 in anytime we need service.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Red/Black Bicolor
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B46025
VIN: WBX73EF04S5188458

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Bill Jacobs BMW review

Jessica Presniakovas Was amazing through the whole

Jessica Presniakovas Was amazing through the whole process. We were out of state buyers who needed everything to be ready so we can fly in, sign paperwork and get the car. She was accommodating, the purchase process was quick and easy. We left with a great car with no hassle.

Vehicle information

Ext. color: Space Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: 18937P
VIN: WBX73EF04S5108303

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Reviews

Bill Jacobs BMW review

Outstanding by all means when it comes to service at Bill

Outstanding by all means when it comes to service at Bill Jacobs BMW. My advisor is always polite and professional and explains clearly what my needs are for my vehicle. Thank you very much Jacob Murrar.

2025 BMW X1 xDrive28i review

Drives smooth.

Drives smooth. Great with the electronics. The car is very high tech and up to date. I would definitely recommend this car !! Very spacious and has alot of leg room!

Vehicle information

Ext. color: San Remo Green Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B46726
VIN: WBX73EF05S5295244

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: B46728
VIN: WBX73EF08S5292158

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Memory Seat

Vehicle information

Ext. color: Phytonic Blue Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: 25648
VIN: WBX73EF07S5258292

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

BMW of Schererville review

I can in to get my BMW X3 service and Nettie was great.

I can in to get my BMW X3 service and Nettie was great. He got me in. and out in little of no time.

Vehicle information

Ext. color: Orange Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V PDI DOHC Turbo
Stock #: 25530
VIN: WBX73EF09S5223950

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

BMW of Schererville review

Best car buying experience in 40 years!

Best car buying experience in 40 years! Antonio and Shujaat are top notch professionals. BMW Schererville has made a customer for life! We saved about 11% MORE on our new BMW deal than our local BMW's offer. Illinoisians listen up. Shererville, IN is less than 1 hour away, which is less time than your typical Chicago commute. The savings and buying experience were well worth the trip!

BMW X1 prices by year

Model year Prices from Deals
2024 BMW X1 $29,888 18 Good deals
2023 BMW X1 $28,972 22 Good deals

About the 2025 BMW X1

Basics

xDrive 28i shown (base trim).

Seating
5
Door count
4
Drivetrain
All-wheel drive
Combined MPG
28
Transmission
7-Speed A/T
Engine
241.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel)
Side view of the 2025 BMW X1
FAQs

How much does the 2025 BMW X1 cost?

The 2025 BMW X1 price depends on trim level and optional features. Prices typically start at $41,350 and go as high as $50,800 for fully loaded models.

What is the MPG of the 2025 BMW X1?

The 2025 BMW X1 offers up to 24 MPG in city driving and 33 MPG on the highway for a combined rating of 28 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle trim, driving conditions, driving habits, vehicle maintenance, and other factors.

Is the 2025 BMW X1 reliable?

The 2025 BMW X1 has an average reliability rating of 5 out of 5 according to Cars.com consumers. Find real-world reliability insights within consumer reviews from 2025 X1 owners.

Is the 2025 BMW X1 a good SUV?

Below are the Cars.com consumer ratings for the 2025 BMW X1.

(1 review)
Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
Ratings (1 review)

100% of drivers recommend this car

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
Trims

M35i (1 style)

Style
M35i Sports Activity Vehicle
Inventory price
Starting at $50,800
Combined MPG
26
Engine
312.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel)

xDrive28i (1 style)

Style
xDrive28i Sports Activity Vehicle
Inventory price
Starting at $41,350
Combined MPG
28
Engine
241.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel)

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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