Skip to main content

Steve Schmitt Auto Credit

(37 reviews)
Sales hours: 9:00am to 7:00pm
View all hours
Sales
Monday 9:00am–7:00pm
Tuesday 9:00am–6:00pm
Wednesday 9:00am–7:00pm
Thursday 9:00am–6:00pm
Friday 9:00am–7:00pm
Saturday 9:00am–3:00pm
Sunday Closed
(866) 636-7919 (866) 636-7919

Inventory

See all 17 vehicles from this dealership.

About our dealership

This seller has been on Cars.com since August 2014.
Secure Auto Credit by Steve Schmitt's goal is to provide quality pre-owned vehicles at an affordable payment to those with perfect to less than perfect credit. Our vehicles come with a 6 month 6000 miles warranty (Limited Powertrain Warranty).
$500 CASH OR TRADE CAN PUT YOU IN A CAR TODAY!

Reviews

(37 reviews)

A dealership's rating is based on all of their reviews, with more weight given to recent reviews.

Want to share your experience with this dealership?

Write a review

Richard is great person to work with at Steve Schmitt.

Richard is great person to work with at Steve Schmitt. friendly and keeps to his word when it comes to what he says. i would recommend him to anyone of my friend's.

Richard is great person to work with at Steve Schmitt.

Richard is great person to work with at Steve Schmitt. friendly and keeps to his word when it comes to what he says. i would recommend him to anyone of my friend's.

Rating breakdown (out of 5):
  • Customer service
  • Buying process
  • Quality of repair
  • Overall facilities
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Rick is one of the best around.

Rick is one of the best around. He takes great care of his customers and makes the process quick and easy. Thanks Rick!

Rick is one of the best around.

Rick is one of the best around. He takes great care of his customers and makes the process quick and easy. Thanks Rick!

Rating breakdown (out of 5):
  • Customer service
  • Buying process
  • Quality of repair
  • Overall facilities
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

I had an awesome experience here, Rick my salesperson was

I had an awesome experience here, Rick my salesperson was very personable and very informative. I wasn't pressured and I will be a repeat customer. I would highly recommend!!! It was great but decisions are hard and I had so many to chose from. This by far has been a great experience!!! Thank you to Rick!!!

I had an awesome experience here, Rick my salesperson was

I had an awesome experience here, Rick my salesperson was very personable and very informative. I wasn't pressured and I will be a repeat customer. I would highly recommend!!! It was great but decisions are hard and I had so many to chose from. This by far has been a great experience!!! Thank you to Rick!!!

Rating breakdown (out of 5):
  • Customer service
  • Buying process
  • Quality of repair
  • Overall facilities
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Steve Schmitt a great dealership great employees

Rick Schur was my fantastically personable salesman. Not only did he sell me 2003 Buick Century back in 2016 but the car is still running although it’s in need of some repairs now, in 2023. And to take the cake Rick and his assistant, drove the car to me out here in St. Charles, Mo. from Troy, IL, during a snowstorm. So of course I’ve come back to see if I can purchase from Steve Schmitt and Rick again. Great guys and as Rick says, God is good.

Steve Schmitt a great dealership great employees

Rick Schur was my fantastically personable salesman. Not only did he sell me 2003 Buick Century back in 2016 but the car is still running although it’s in need of some repairs now, in 2023. And to take the cake Rick and his assistant, drove the car to me out here in St. Charles, Mo. from Troy, IL, during a snowstorm. So of course I’ve come back to see if I can purchase from Steve Schmitt and Rick again. Great guys and as Rick says, God is good.

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Do not go here.

My senior citizen mother purchased a vehicle from them. Two days later, warning lights came on for the sensor on the tires, as well as the transmission. We took it to get a diagnostic scan at a local auto parts store. Turns out, the transmission fluid was empty, there was a warning related to a emissions leak, and the tire sensor issue. We filled the transmission fluid to get it working, but the light was still on. Took it back to "rick," who tried to tell my mother the scanner at the place we went to was wrong and his scanner showed nothing. He did take the car to his mechanic who replaced the tire light, but found nothing wrong with the transmission. We then took the car to our mechanic, who sure enough, used his diagnostic scanner and found there was a large issue with the transmission. Would cost a few thousand to repair. Somehow, the mechanic at rick's missed this. Weird right? To his credit, Rick paid the repairs on the transmission as outlined in our contract, but not the leak in the emissions. Cost my mother almost 300.00. She asked if he would buy it back, he refused. My mom has since gone to a reputable dealership and found out she was completely price gouged by this dealership for this car. Thankfully, she traded in the car from rick for one with significantly less mileage and no issues. Don't go here.

Do not go here.

My senior citizen mother purchased a vehicle from them. Two days later, warning lights came on for the sensor on the tires, as well as the transmission. We took it to get a diagnostic scan at a local auto parts store. Turns out, the transmission fluid was empty, there was a warning related to a emissions leak, and the tire sensor issue. We filled the transmission fluid to get it working, but the light was still on. Took it back to "rick," who tried to tell my mother the scanner at the place we went to was wrong and his scanner showed nothing. He did take the car to his mechanic who replaced the tire light, but found nothing wrong with the transmission. We then took the car to our mechanic, who sure enough, used his diagnostic scanner and found there was a large issue with the transmission. Would cost a few thousand to repair. Somehow, the mechanic at rick's missed this. Weird right? To his credit, Rick paid the repairs on the transmission as outlined in our contract, but not the leak in the emissions. Cost my mother almost 300.00. She asked if he would buy it back, he refused. My mom has since gone to a reputable dealership and found out she was completely price gouged by this dealership for this car. Thankfully, she traded in the car from rick for one with significantly less mileage and no issues. Don't go here.

Rating breakdown (out of 5):
  • Customer service 1.0
  • Buying process 1.0
  • Quality of repair 1.0
  • Overall facilities 1.0
  • Overall experience 1.0
  • Does not recommend this dealer
  • Shopped for a new car
  • Did make a purchase
1 person out of 1 found this review helpful. Did you?
Yes No
Show full review

Very accommodating

Rick's the best !!! It was was easy to get pre qualified on line which made the process much faster. Rick went above and beyond to make sure I felt comfortable with my purchase. Great guy, great staff, great service.

Very accommodating

Rick's the best !!! It was was easy to get pre qualified on line which made the process much faster. Rick went above and beyond to make sure I felt comfortable with my purchase. Great guy, great staff, great service.

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Rick Schur Rocks!!!

Rick Schur is the best around. Honest, Reliable and always there for your needs. Have a question..............he has the answer. He WILL NOT disappoint! Go see him today for all your car buying needs!

Rick Schur Rocks!!!

Rick Schur is the best around. Honest, Reliable and always there for your needs. Have a question..............he has the answer. He WILL NOT disappoint! Go see him today for all your car buying needs!

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a new car
  • Did not make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Great Service!!

Rick and his staff are great people to work with. I have never had a bad experience with them. Fair and honest pricing. I would highly recommend

Great Service!!

Rick and his staff are great people to work with. I have never had a bad experience with them. Fair and honest pricing. I would highly recommend

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

The Best!!

OMG!!! I don't know where to start! I would NEVER buy a car from anyone else but Rick!! I just bought my second car from him!! I moved to Missouri but came back to Rick for my new car!! He is honest and will treat you right! I think so much of him I love him like a son!!

The Best!!

OMG!!! I don't know where to start! I would NEVER buy a car from anyone else but Rick!! I just bought my second car from him!! I moved to Missouri but came back to Rick for my new car!! He is honest and will treat you right! I think so much of him I love him like a son!!

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a used car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review

Fabulous

I was so impressed with Rick when he helped my Mom that I went back to him for myself. To say that he is there to help people is an understatement. His people skills are top notch and his compassion is astounding. I enjoyed my whole experience and would go back in a heartbeat. Thank you so much for the great experience. Rick is beyond GREAT!!!

Fabulous

I was so impressed with Rick when he helped my Mom that I went back to him for myself. To say that he is there to help people is an understatement. His people skills are top notch and his compassion is astounding. I enjoyed my whole experience and would go back in a heartbeat. Thank you so much for the great experience. Rick is beyond GREAT!!!

Rating breakdown (out of 5):
  • Customer service 5.0
  • Buying process 5.0
  • Quality of repair 5.0
  • Overall facilities 5.0
  • Overall experience 5.0
  • Does recommend this dealer
  • Shopped for a new car
  • Did make a purchase
0 people out of 0 found this review helpful. Did you?
Yes No
Show full review
See all 37 reviews